CEO of Retail & Pawn Lending vertical

DelfinGroup is a Latvian fintech company offering accessible, straightforward, and customer-oriented financial and circular economy services. We create added value by integrating financial and circular retail services, making them easily accessible both in person and online.
Mission for the Role:
Lead and scale multi-channel operations (pawn shop lending, pawn shop retail, general retail, and e-commerce) in one or more countries (currently Latvia and Lithuania), ensuring operational excellence, people performance, cost control, and profit growth — all while navigating resource constraints and identifying new business opportunities. The main aim for the role will be to improve profitability of the business.
Outcomes | Success Metrics:
- Achieve operational performance targets across all business streams.
- Improve profitability across the region.
- Optimize cost base and increase efficiency.
- Strengthen leadership bench.
- Increase employee engagement and performance.
- Identify and execute new revenue opportunities.
- Standardize and scale operations across countries.
Competencies:
- Operational Discipline – consistently executes complex multi-site operations at high performance.
- Financial Acumen – strong grasp of P&L, cost structures, ROI, pricing strategies.
- Leadership & Team Development – hiring, development, and retention of high-performing managers.
- Customer-Centric Thinking – understanding of customers' needs and how to serve them profitably.
- Bias for Action – making sound decisions quickly, especially in high-stakes retail environments.
- Commercial Instinct – identification of untapped revenue/profit streams and going after them.
- Cost Discipline – making decisions with a strong understanding of cost impact and ROI. Operation with a lean mindset, especially in low-margin or high-volume environments. Prioritization of value over volume, avoiding unnecessary spendings, and seeking continuous efficiency gains without sacrificing core business outcomes.
- Focus & Grit – thriving in lean environments, staying calm under pressure, owning the results.
Fit | Cultural & Experience Match:
- Experience in multi-country retail or e-commerce operations, preferably in a consumer-focused sector (pawn, FMCG, electronics, or similar).
- Experience in managing large teams (100–300+) and direct responsibility for mid-level managers.
- Proven success leading in budget-conscious environments.
- Strong people leader — high EQ, coach mentality, and not afraid to hold team accountable.
- Comfortable being hands-on when needed — not just a “PowerPoint” leader.
- Experience working in emerging or transitional markets is a plus.
- Values: integrity, ownership, simplicity, focus, resilience.
Compensation:
We assess each candidate individually to understand the professional skills and experience they can bring to our company, considering personal goals and growth ambitions.
Offered salary for this position is starting from 5000 EUR gross.
We Offer:
- The opportunity to grow and develop together with DelfinGroup, a Nasdaq Riga listed company with ambitious growth plans and a results-driven culture.
- DelfinGroup stock options after the first year - become a shareholder of the company and receive dividend payments.
- Real influence on tech stack, architecture, and product direction. Autonomy to shape the development practices.
- Paid parking next to the office.
- Health insurance after probation period.
- We strongly believe in work-life balance, so we offer a hybrid working mode and flexible working hours.
- Regular snacks in the office, teambuilding activities that are not forced and trainings, that consider individual needs.
If You wish to work in a dynamic environment alongside professionals, submit Your application and join our team!
- Department
- Management
- Locations
- Riga office
- Remote status
- Hybrid
- Monthly salary
- €5,000
- Employment type
- Full-time
About DelfinGroup
DelfinGroup is a Latvian fintech company that offers accessible, simple, and customer-oriented financial and circular economy services. We create added value by integrating financial and circular retail services, making them easily accessible both in-person and online
CEO of Retail & Pawn Lending vertical
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